What do you want covered?

Health insurance

Individual and family plans, including ACA coverage and subsidies.

Medicare

Advantage and Supplement, explained without the sales pitch.

Dental & vision

Standalone coverage when your medical plan leaves it out.

Critical illness & accident

Cash that arrives when a diagnosis stops your income.

Life insurance

Term, whole and universal life for the people who depend on you.

Final expense

A small policy so a funeral is never a family debt.

Annuities

Turning what you saved into income you cannot outlive.

Auto

Cars, trucks and the drivers in your household.

Homeowners

Your house, what is in it, and the wind questions Florida asks.

Flood

Separate from your home policy — and in Collier County, usually required.

Renters

Your things and your liability, even though the walls are not yours.

Business & general liability

General liability and the certificate your client keeps asking for.

Workers compensation

Required once you have employees, and priced on your payroll.

Commercial auto

Vehicles titled to the business, and the people who drive them.

Boat

Hull, liability and where you keep it during hurricane season.

RV & travel trailer

Whether you drive it, tow it, or live in it part of the year.

Motorcycle

On-road bikes, and the coverage that is not on your auto policy.